Our Process
A streamlined, transparent approach from initial contact to portfolio transfer.
Intro & NDA
1-2 daysInitial conversation to understand portfolio characteristics. Mutual NDA executed to protect confidential information.
Tape Review & Initial Pricing
3-7 daysAnalysis of data tape, account-level metrics, and documentation. Preliminary pricing feedback provided.
Letter of Intent
2-5 daysFormal LOI issued outlining proposed purchase price, terms, and conditions. Negotiation of final structure.
Due Diligence
10-30 daysVerification of portfolio data, documentation review, legal compliance check, and final underwriting.
Closing & Transfer
1-5 daysExecution of purchase agreement, wire transfer of funds, and formal portfolio transfer with all required documentation.
What We Need to Price a Portfolio
To provide accurate and timely pricing, we require the following information:
Data Tape
Excel or CSV file with account-level detail including debtor info, balances, dates, and status codes
Portfolio Summary
High-level overview including total face value, number of accounts, geographic breakdown, and age bands
Documentation Level
Description of available supporting documentation (full paper, partial, data tape only)
Timeline & Motivation
Desired closing timeline and reason for sale (regulatory, capital reallocation, exit, etc.)
Typical Timeline
From initial contact to closing, most transactions are completed within 3-6 weeks. Expedited closings are possible for well-documented portfolios with clear pricing expectations.
Timeline varies based on portfolio size, complexity, and documentation availability.