Terms of Service

Acceptance of Terms

By accessing or using the Ascend Capital LLC website ("Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this Site. You must be at least 18 years of age to use this website or submit any forms.

Age Restriction

This website and all associated services are intended for individuals who are 18 years of age or older. By using this Site or submitting any form, you confirm that you are at least 18 years old. We do not knowingly collect information from individuals under the age of 18.

Purpose and Scope

This Site is for informational purposes only. The content provided does not constitute an offer to purchase portfolios, investment advice, or a solicitation for any transaction. All portfolio acquisitions are subject to due diligence, final documentation, and mutual agreement.

SMS Messaging

By providing a mobile phone number and opting in to SMS communications, you consent to receive text messages from Ascend Capital LLC. Messages may include:

• Funding application updates
• Appointment confirmations
• Requested information
• Customer support communications
• Account notifications
• Optional promotional offers (only if you have explicitly opted in to receive marketing messages)

Message frequency varies. Message and data rates may apply depending on your mobile carrier and plan.

To opt out: Reply STOP to any SMS message at any time to unsubscribe. After opting out, you will receive one final confirmation message. To re-subscribe, text START.

For help: Reply HELP to any SMS message or contact us at support@ascendcapital.llc.

Carrier disclaimer: Carriers are not liable for delayed or undelivered messages.

Separate consent: SMS consent is separate from acceptance of these Terms and is not required to use this website or apply for funding. Mobile numbers are never sold or shared for marketing purposes. We do not use purchased or harvested phone numbers.

Portfolio Submissions

When submitting portfolio information through this Site:

• You represent that you have the authority to submit such information
• You agree that submissions do not create any obligation on Ascend Capital LLC
• You acknowledge that all information will be reviewed confidentially
• You may request an NDA prior to submitting sensitive information

Confidentiality

We treat all portfolio submissions with strict confidentiality. However, we recommend requesting a mutual NDA before providing detailed financial information or proprietary data. NDAs can be executed promptly upon request.

No Warranties

This Site and all content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Ascend Capital LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or any portfolio submission.

Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of Ascend Capital LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of any third-party sites.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified terms.

Contact Information

For questions regarding these Terms of Service, or for SMS support, please contact us through the contact form on our website. You may also review our Privacy Policy.